Basic Care Plans:
A Plan for Everyone’s Needs
Regardless of a person’s age, keeping up with regular preventive healthcare is a wise choice. With a PrimaCare plan from Aliera, 80% to 90% of a person’s basic, everyday healthcare needs are met, including the occasional trip to urgent care.
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What basic care plans provide
Whether a person is just starting off in life or nearing retirement age, a plan for basic healthcare needs is the most important healthcare one can have. With basic healthcare, members receive preventive care, primary care, urgent care, labs and diagnostics, telemedicine, chronic condition care, pediatric care, some OB/GYN services, and prescription discounts for a set monthly contribution and then low-cost consult fees (ranging from $25 to $45) at the doctor’s office.
PrimaCare’s basic care plans focus on quality primary care
Aliera’s basic care plan includes a wide range of services as a part of primary care, including office procedures such as nebulizer treatments, ECG strips and audiometry, as well as skin procedures and wellness visits. Most immunizations and vaccines are done in the office at the time of the visit without additional charge. Annual check-ups are included in this plan and are a vital part of maintaining a healthy lifestyle.
Affordable healthcare through the reduction of redundancy and cost
The monthly contributions for PrimaCare members ranges from $69 to $269 per month depending on the plan that is chosen, the age of the members, and the number of dependents. In order to keep premium costs down, members are encouraged to remain healthy throughout the year by having fully-covered, no-cost preventive care which includes screenings, immunizations and flu shots.
All labs and diagnostics are fully covered and have no additional cost if performed at the member’s primary care physician or urgent care facility. To make the doctor more accessible and convenient, basic healthcare includes free and unlimited telemedicine visits. Now, whether members are at work, at home, on vacation, or on the road, a U.S. board-certified doctor can be reach via phone or video chat 24/7. These doctors can easily diagnose many problems and write prescriptions over the phone. If necessary, they can recommend follow-ups at a qualified doctor’s or specialist’s office.
When telemedicine just won’t do the job, members can visit their primary care physician with only a $25 consult fee. Depending on the plan, primary care visits may be limited to either three visits per year or unlimited. Every PrimaCare plan includes a prescription discount program that can save up to 55% on medications and even more with home delivery service. For families with children, plans that offer unlimited pediatric visits per year are also available.
Aliera’s basic care plan is not a traditional medical plan
PrimaCare is not considered health insurance. It is designed to aid the member in navigating healthcare in a cost-effective and meaningful way. It is not intended to cover hospitalization or other major medical needs, but rather to provide everyday basic care that most of us need and can afford.
The pros and cons of basic care
Basic care has both advantages and disadvantages. With the lower cost in monthly contributions and all-inclusive primary care office visits, members can set aside the monthly savings to help offset the times when larger, unexpected medical expenses hit. Being able to save using telemedicine means more money can be used for larger medical bills later.
Since basic care doesn’t include hospitalization, many members choose to have an additional plan. Aliera’s catastrophic plan, CarePlus Advantage, compliments PrimaCare…and the cost of the two plans together is generally less expensive than the cost of traditional medical plans. The savings in monthly contributions can then be used to offset a higher member shared responsibility amount (MSRA) for the catastrophic policy.
Making decisions about healthcare is extremely important, and making the right decision is even more important. Sacrifices to quality healthcare don’t have to be made simply because of the monthly cost. With PrimaCare, people once again have the power to have quality healthcare at a cost they can afford.